--- title: Straight Talk - The Arnold Insurance Blog | Arnold Insurance (10) description: Straight Talk - Arnold Insurance blog with tips, stories & information. (10) --- Contact Us [![Arnoldic](https://blog.myarnoldteam.com/hs-fs/hubfs/raw_assets/public/Arnoldic_August2022/images/new-header-image.png?width=413&height=135&name=new-header-image.png "Arnoldic")](https://www.arnoldic.com/) - [Company](https://www.myarnoldteam.com/) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - [Resources](https://www.arnoldic.com/) - [Straight Talk/Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106) - [Company](https://www.myarnoldteam.com/about) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - Resources - [Straight Talk | Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) - [Request a Quote](https://www.myarnoldteam.com/quote) ![shutterstock_1919408156-1](https://blog.myarnoldteam.com/hubfs/shutterstock_1919408156-1.jpeg) ### Straight Talk [Liability](https://blog.myarnoldteam.com/straight-talk/tag/liability), [employee](https://blog.myarnoldteam.com/straight-talk/tag/employee), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance), [ELPI](https://blog.myarnoldteam.com/straight-talk/tag/elpi) ## [What is Employment Practices Liability Insurance (EPLI)?](https://blog.myarnoldteam.com/straight-talk/what-is-employment-practices-liability-insurance-epli) Regardless of why they arise, employment-related lawsuits can be every bit as expensive as they are... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/what-is-employment-practices-liability-insurance-epli) [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [leadership](https://blog.myarnoldteam.com/straight-talk/tag/leadership), [TED Talks](https://blog.myarnoldteam.com/straight-talk/tag/ted-talks) ## [TED Talks By Business Leaders for Business Leaders](https://blog.myarnoldteam.com/straight-talk/ted-talks-by-business-leaders-for-business-leaders) Regardless of the type of business you're running, so much of your success will come down to your... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/ted-talks-by-business-leaders-for-business-leaders) [Car](https://blog.myarnoldteam.com/straight-talk/tag/car), [windshield](https://blog.myarnoldteam.com/straight-talk/tag/windshield), [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance), [auto](https://blog.myarnoldteam.com/straight-talk/tag/auto) ## [Does Car Insurance Cover Windshield Replacement?](https://blog.myarnoldteam.com/straight-talk/does-car-insurance-cover-windshield-replacement) The roads today are filled with hazards that can damage your vehicle and even more that can cause... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/does-car-insurance-cover-windshield-replacement) [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance), [auto](https://blog.myarnoldteam.com/straight-talk/tag/auto), [Uninsured](https://blog.myarnoldteam.com/straight-talk/tag/uninsured) ## [What is Uninsured Motorist Coverage?](https://blog.myarnoldteam.com/straight-talk/what-is-uninsured-motorist-coverage) Most people are taught what to do in the unfortunate event that they get into a car accident soon... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/what-is-uninsured-motorist-coverage) [Insurance](https://blog.myarnoldteam.com/straight-talk/tag/insurance), [health](https://blog.myarnoldteam.com/straight-talk/tag/health), [Medicare](https://blog.myarnoldteam.com/straight-talk/tag/medicare) ## [Health Insurance: Is There a Best Time to Purchase It?](https://blog.myarnoldteam.com/straight-talk/health-insurance-is-there-a-best-time-to-purchase-it) Anyone who has ever purchased their own health insurance, or at least looked into the possibility,... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/health-insurance-is-there-a-best-time-to-purchase-it) [Car](https://blog.myarnoldteam.com/straight-talk/tag/car), [deer](https://blog.myarnoldteam.com/straight-talk/tag/deer), [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance), [auto](https://blog.myarnoldteam.com/straight-talk/tag/auto) ## [Does My Insurance Cover Hitting A Deer?](https://blog.myarnoldteam.com/straight-talk/does-my-insurance-cover-hitting-a-deer) If you've ever been up close to a deer before, you've had an exceptional opportunity to see one of... 4 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/does-my-insurance-cover-hitting-a-deer) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Protection](https://blog.myarnoldteam.com/straight-talk/tag/protection), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [vacation](https://blog.myarnoldteam.com/straight-talk/tag/vacation) ## [10 Tips for Protecting Your Home While You’re Away on Vacation](https://blog.myarnoldteam.com/straight-talk/10-tips-for-protecting-your-home-while-youre-away-on-vacation) You've worked hard, you've saved the money and now your vacation is all planned out.... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/10-tips-for-protecting-your-home-while-youre-away-on-vacation) [Rent](https://blog.myarnoldteam.com/straight-talk/tag/rent), [Renters](https://blog.myarnoldteam.com/straight-talk/tag/renters), [Apartment](https://blog.myarnoldteam.com/straight-talk/tag/apartment), [Short-Term Rental Insurance](https://blog.myarnoldteam.com/straight-talk/tag/short-term-rental-insurance), [College](https://blog.myarnoldteam.com/straight-talk/tag/college) ## [A College Student's Guide To Renters Insurance](https://blog.myarnoldteam.com/straight-talk/a-college-students-guide-to-renters-insurance) For most students, going off to college typically means moving away from home for the first time.... 4 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/a-college-students-guide-to-renters-insurance) [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance), [Arnold Insurance Difference](https://blog.myarnoldteam.com/straight-talk/tag/arnold-insurance-difference), [Homeowners Insurance](https://blog.myarnoldteam.com/straight-talk/tag/homeowners-insurance) ## [Inflation Is Coming - Don't Panic](https://blog.myarnoldteam.com/straight-talk/inflation-is-coming-dont-panic) If you've been watching the news lately, you're no doubt already well aware of the fact that... 4 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/inflation-is-coming-dont-panic) [Arnold Insurance Difference](https://blog.myarnoldteam.com/straight-talk/tag/arnold-insurance-difference), [Commercial Insurance Handbook](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance-handbook) ## [Reintroducing Arnold Insurance](https://blog.myarnoldteam.com/straight-talk/reintroducing-arnold-insurance) Chap Arnold opened the doors of Arnold Insurance in 1971 with one goal in mind: He wanted to create... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/reintroducing-arnold-insurance) [coverage](https://blog.myarnoldteam.com/straight-talk/tag/coverage), [summer](https://blog.myarnoldteam.com/straight-talk/tag/summer), [Homeowners Insurance](https://blog.myarnoldteam.com/straight-talk/tag/homeowners-insurance), [pool](https://blog.myarnoldteam.com/straight-talk/tag/pool) ## [You Got a Pool! Now Get it Covered](https://blog.myarnoldteam.com/straight-talk/you-got-a-pool-now-get-it-covered) There are few finer pleasures in life than spending a nice, relaxing afternoon by the pool with a... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/you-got-a-pool-now-get-it-covered) [health](https://blog.myarnoldteam.com/straight-talk/tag/health), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance), [group health](https://blog.myarnoldteam.com/straight-talk/tag/group-health) ## [What Do Group Health Insurance Plans Cover?](https://blog.myarnoldteam.com/straight-talk/what-do-group-health-insurance-plans-cover) When the employer's benefits meet the employee's needs, employees are more likely to work for the... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/what-do-group-health-insurance-plans-cover) Search for Content by Topic: - There are no suggestions because the search field is empty. ### Top Posts [Prev](https://blog.myarnoldteam.com/straight-talk/author/arnold-insurance/page/9) [8](https://blog.myarnoldteam.com/straight-talk/author/arnold-insurance/page/8) [9](https://blog.myarnoldteam.com/straight-talk/author/arnold-insurance/page/9) [10](https://blog.myarnoldteam.com/straight-talk/author/arnold-insurance/page/10) [11](https://blog.myarnoldteam.com/straight-talk/author/arnold-insurance/page/11) [12](https://blog.myarnoldteam.com/straight-talk/author/arnold-insurance/page/12) [Next](https://blog.myarnoldteam.com/straight-talk/author/arnold-insurance/page/11) [Contact 800-397-2427](tel:800-397-2427) [Info@myarnoldteam.com](mailto:Info@myarnoldteam.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b) - [![Facebook ](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) © 2025 Arnold Insurance - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [Contact 800-397-2427](tel:800-397-2427) [info@arnoldic.com](mailto:info@arnoldic.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) © 2025 Arnold Insurance - [![Facebook](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) [Phone](tel:800-397-2427) [Email](mailto:info@arnoldic.com) [Get A Quote](https://www.arnoldic.com/quote)