--- title: Straight Talk - The Arnold Insurance Blog | Marcus Harris (3) description: Straight Talk - Arnold Insurance blog with tips, stories & information. (3) --- Contact Us [![Arnoldic](https://blog.myarnoldteam.com/hs-fs/hubfs/raw_assets/public/Arnoldic_August2022/images/new-header-image.png?width=413&height=135&name=new-header-image.png "Arnoldic")](https://www.arnoldic.com/) - [Company](https://www.myarnoldteam.com/) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - [Resources](https://www.arnoldic.com/) - [Straight Talk/Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106) - [Company](https://www.myarnoldteam.com/about) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - Resources - [Straight Talk | Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) - [Request a Quote](https://www.myarnoldteam.com/quote) ![shutterstock_1919408156-1](https://blog.myarnoldteam.com/hubfs/shutterstock_1919408156-1.jpeg) ### Straight Talk [Liability](https://blog.myarnoldteam.com/straight-talk/tag/liability), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation) ## [One of Your Workers Gets Hurt On the Job, Now What?](https://blog.myarnoldteam.com/straight-talk/one-of-your-workers-gets-hurt-on-the-job-now-what-workers-comp-guide) Accidents happen. This is especially true on most job sites, which is why workers' compensation... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/one-of-your-workers-gets-hurt-on-the-job-now-what-workers-comp-guide) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [covid19](https://blog.myarnoldteam.com/straight-talk/tag/covid19), [local](https://blog.myarnoldteam.com/straight-talk/tag/local), [Support Local](https://blog.myarnoldteam.com/straight-talk/tag/support-local) ## [What COVID-19 Continues to Teach Us](https://blog.myarnoldteam.com/straight-talk/what-covid-19-continues-to-teach-us) It’s no secret that COVID-19 has turned almost everything upside down. These past few months have... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/what-covid-19-continues-to-teach-us) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [Liability](https://blog.myarnoldteam.com/straight-talk/tag/liability), [Fire](https://blog.myarnoldteam.com/straight-talk/tag/fire), [Winter](https://blog.myarnoldteam.com/straight-talk/tag/winter) ## [Winter is Coming: Be Prepared - Don’t Become a White Walker!](https://blog.myarnoldteam.com/straight-talk/winter-is-coming-be-prepared-dont-become-a-white-walker) As we roll into the cooler months, it means one thing: winter is coming. Just like the characters... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/winter-is-coming-be-prepared-dont-become-a-white-walker) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [Liability](https://blog.myarnoldteam.com/straight-talk/tag/liability), [Fire](https://blog.myarnoldteam.com/straight-talk/tag/fire), [holidays](https://blog.myarnoldteam.com/straight-talk/tag/holidays) ## [Fire Safety: Don’t Let Your Thanksgiving Feast Go Up in Flames](https://blog.myarnoldteam.com/straight-talk/fire-safety-dont-let-your-thanksgiving-feast-go-up-in-flames) It's officially November, and you know what that means. It means we'll be spending every day... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/fire-safety-dont-let-your-thanksgiving-feast-go-up-in-flames) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [holidays](https://blog.myarnoldteam.com/straight-talk/tag/holidays) ## [Trick-Or-Treating Safety Tips (Why An Accident on Halloween Would Be No Treat)](https://blog.myarnoldteam.com/straight-talk/trick-or-treating-safety-tips-why-an-accident-on-halloween-would-be-no-treat) Happy Halloween Eve! Tomorrow is a day for both children and adults to celebrate the spookiest day... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/trick-or-treating-safety-tips-why-an-accident-on-halloween-would-be-no-treat) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [Umbrella](https://blog.myarnoldteam.com/straight-talk/tag/umbrella), [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance) ## [Ramen, Textbooks, and Insurance: Why Coverage Should be On Your College Checklist](https://blog.myarnoldteam.com/straight-talk/ramen-textbooks-and-insurance-why-coverage-should-be-on-your-college-checklist) Your kid is off to college and as a parent you may have a few worries: Are they eating properly?... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/ramen-textbooks-and-insurance-why-coverage-should-be-on-your-college-checklist) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [Senior Benefits](https://blog.myarnoldteam.com/straight-talk/tag/senior-benefits), [Medicare](https://blog.myarnoldteam.com/straight-talk/tag/medicare) ## [Gearing Up for a Battle with Medicare? We Can Help!](https://blog.myarnoldteam.com/straight-talk/gearing-up-for-a-battle-with-medicare-renewal-we-can-help) Every year in October, the Annual Election Period (AEP) for Medicare benefits begins. If this is... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/gearing-up-for-a-battle-with-medicare-renewal-we-can-help) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [Arnold Insurance Difference](https://blog.myarnoldteam.com/straight-talk/tag/arnold-insurance-difference) ## [Arnold Insurance: The Legacy of Family Values Lives On](https://blog.myarnoldteam.com/straight-talk/arnold-insurance-the-legacy-of-family-values-lives-on) In 1971, Chap Arnold opened the doors of Arnold Insurance with one main goal in mind - to be an... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/arnold-insurance-the-legacy-of-family-values-lives-on) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [fish](https://blog.myarnoldteam.com/straight-talk/tag/fish), [lake](https://blog.myarnoldteam.com/straight-talk/tag/lake), [jetski](https://blog.myarnoldteam.com/straight-talk/tag/jetski), [Tips](https://blog.myarnoldteam.com/straight-talk/tag/tips), [fishing](https://blog.myarnoldteam.com/straight-talk/tag/fishing), [coverage](https://blog.myarnoldteam.com/straight-talk/tag/coverage), [bundle](https://blog.myarnoldteam.com/straight-talk/tag/bundle), [dock](https://blog.myarnoldteam.com/straight-talk/tag/dock), [watercraft](https://blog.myarnoldteam.com/straight-talk/tag/watercraft), [trailer](https://blog.myarnoldteam.com/straight-talk/tag/trailer), [quote](https://blog.myarnoldteam.com/straight-talk/tag/quote), [wake](https://blog.myarnoldteam.com/straight-talk/tag/wake), [boat](https://blog.myarnoldteam.com/straight-talk/tag/boat), [summer](https://blog.myarnoldteam.com/straight-talk/tag/summer), [wake boat](https://blog.myarnoldteam.com/straight-talk/tag/wake-boat) ## [Boat Insurance](https://blog.myarnoldteam.com/straight-talk/boat-insurance) Do you need boat insurance? If your boat is being used strictly for pleasure, there are only a... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/boat-insurance) [statistics](https://blog.myarnoldteam.com/straight-talk/tag/statistics), [work](https://blog.myarnoldteam.com/straight-talk/tag/work), [workman's comp](https://blog.myarnoldteam.com/straight-talk/tag/workmans-comp), [workman's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workmans-compensation), [fatigue](https://blog.myarnoldteam.com/straight-talk/tag/fatigue), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [risks](https://blog.myarnoldteam.com/straight-talk/tag/risks), [workplace](https://blog.myarnoldteam.com/straight-talk/tag/workplace), [employee](https://blog.myarnoldteam.com/straight-talk/tag/employee), [injuries](https://blog.myarnoldteam.com/straight-talk/tag/injuries), [injury](https://blog.myarnoldteam.com/straight-talk/tag/injury), [work from home](https://blog.myarnoldteam.com/straight-talk/tag/work-from-home), [ergonomics](https://blog.myarnoldteam.com/straight-talk/tag/ergonomics), [employees](https://blog.myarnoldteam.com/straight-talk/tag/employees), [Stats](https://blog.myarnoldteam.com/straight-talk/tag/stats), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer) ## [3 Overlooked Workplace Risks](https://blog.myarnoldteam.com/straight-talk/overlooked-workplace-risks) June is National Safety Month and that means that the National Safety Council will be focusing... 1 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/overlooked-workplace-risks) [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [policies](https://blog.myarnoldteam.com/straight-talk/tag/policies), [Tips](https://blog.myarnoldteam.com/straight-talk/tag/tips), [coverage](https://blog.myarnoldteam.com/straight-talk/tag/coverage), [drive](https://blog.myarnoldteam.com/straight-talk/tag/drive), [policy](https://blog.myarnoldteam.com/straight-talk/tag/policy), [discount](https://blog.myarnoldteam.com/straight-talk/tag/discount), [teenager](https://blog.myarnoldteam.com/straight-talk/tag/teenager), [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance), [driver](https://blog.myarnoldteam.com/straight-talk/tag/driver), [teen](https://blog.myarnoldteam.com/straight-talk/tag/teen), [auto](https://blog.myarnoldteam.com/straight-talk/tag/auto), [covered](https://blog.myarnoldteam.com/straight-talk/tag/covered) ## [Adding Your Teen Driver](https://blog.myarnoldteam.com/straight-talk/teen-driver) It can be stressful when your teenager starts driving on their own for the first time. One of the... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/teen-driver) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Fire](https://blog.myarnoldteam.com/straight-talk/tag/fire), [Tips](https://blog.myarnoldteam.com/straight-talk/tag/tips), [Hazards](https://blog.myarnoldteam.com/straight-talk/tag/hazards), [Cords](https://blog.myarnoldteam.com/straight-talk/tag/cords), [Heaters](https://blog.myarnoldteam.com/straight-talk/tag/heaters), [Candle](https://blog.myarnoldteam.com/straight-talk/tag/candle), [injuries](https://blog.myarnoldteam.com/straight-talk/tag/injuries), [Claims](https://blog.myarnoldteam.com/straight-talk/tag/claims), [Stats](https://blog.myarnoldteam.com/straight-talk/tag/stats), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [Lint](https://blog.myarnoldteam.com/straight-talk/tag/lint) ## [4 Common Fire Hazards](https://blog.myarnoldteam.com/straight-talk/fire-hazards) A residential fire happens every 66 seconds in the United States causing roughly $10 billion in... 1 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/fire-hazards) Search for Content by Topic: - There are no suggestions because the search field is empty. ### Top Posts [Prev](https://blog.myarnoldteam.com/straight-talk/author/marcusharrisvgmail-com/page/2) [1](https://blog.myarnoldteam.com/straight-talk) [2](https://blog.myarnoldteam.com/straight-talk/author/marcusharrisvgmail-com/page/2) [3](https://blog.myarnoldteam.com/straight-talk/author/marcusharrisvgmail-com/page/3) [4](https://blog.myarnoldteam.com/straight-talk/author/marcusharrisvgmail-com/page/4) [5](https://blog.myarnoldteam.com/straight-talk/author/marcusharrisvgmail-com/page/5) [Next](https://blog.myarnoldteam.com/straight-talk/author/marcusharrisvgmail-com/page/4) [Contact 800-397-2427](tel:800-397-2427) [Info@myarnoldteam.com](mailto:Info@myarnoldteam.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b) - [![Facebook ](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) © 2025 Arnold Insurance - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [Contact 800-397-2427](tel:800-397-2427) [info@arnoldic.com](mailto:info@arnoldic.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) © 2025 Arnold Insurance - [![Facebook](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) [Phone](tel:800-397-2427) [Email](mailto:info@arnoldic.com) [Get A Quote](https://www.arnoldic.com/quote)