--- title: Straight Talk - The Arnold Insurance Blog | employer description: employer | Straight Talk - Arnold Insurance blog with tips, stories & information. --- Contact Us [![Arnoldic](https://blog.myarnoldteam.com/hs-fs/hubfs/raw_assets/public/Arnoldic_August2022/images/new-header-image.png?width=413&height=135&name=new-header-image.png "Arnoldic")](https://www.arnoldic.com/) - [Company](https://www.myarnoldteam.com/) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - [Resources](https://www.arnoldic.com/) - [Straight Talk/Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106) - [Company](https://www.myarnoldteam.com/about) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - Resources - [Straight Talk | Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) - [Request a Quote](https://www.myarnoldteam.com/quote) ![shutterstock_1919408156-1](https://blog.myarnoldteam.com/hubfs/shutterstock_1919408156-1.jpeg) ### Straight Talk Posts about # employer [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [workman's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workmans-compensation), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance), [Farming](https://blog.myarnoldteam.com/straight-talk/tag/farming) ## [Agribusiness Insurance: What You Should Know About Cotton Gins](https://blog.myarnoldteam.com/straight-talk/agribusiness-insurance-what-you-should-know-about-cotton-gins) Without cotton, the world would be a very different place. After all, it is an agricultural leader... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/agribusiness-insurance-what-you-should-know-about-cotton-gins) [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [employee](https://blog.myarnoldteam.com/straight-talk/tag/employee), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer) ## [Workers' Compensation A Win-Win for Employers and Employees](https://blog.myarnoldteam.com/straight-talk/workers-compensation-a-win-win-for-employers-and-employees) Having an employee injured on the job is every employer’s worst nightmare. Sadly, it is a scenario... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/workers-compensation-a-win-win-for-employers-and-employees) [coverage](https://blog.myarnoldteam.com/straight-talk/tag/coverage), [health](https://blog.myarnoldteam.com/straight-talk/tag/health), [employee](https://blog.myarnoldteam.com/straight-talk/tag/employee), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance) ## [Comprehensive Health Insurance Improves Employee Retention](https://blog.myarnoldteam.com/straight-talk/comprehensive-health-insurance-improves-employee-retention) Make absolutely no mistake about it: the talent shortage in the United States isn't just real, it's... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/comprehensive-health-insurance-improves-employee-retention) [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [Be the Difference](https://blog.myarnoldteam.com/straight-talk/tag/be-the-difference), [Straight Talk](https://blog.myarnoldteam.com/straight-talk/tag/straight-talk), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance), [Arnold Insurance Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/arnold-insurance-small-business-insurance) ## [Arnold Insurance Honors Small Business Owners](https://blog.myarnoldteam.com/straight-talk/arnold-insurance-honors-small-business-owners) Last year, the Arnold Insurance team felt a strong need to pay tribute to the overlooked but... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/arnold-insurance-honors-small-business-owners) [policy](https://blog.myarnoldteam.com/straight-talk/tag/policy), [covid19](https://blog.myarnoldteam.com/straight-talk/tag/covid19), [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [auto](https://blog.myarnoldteam.com/straight-talk/tag/auto), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance) ## [The Business Owners Guide to Navigating Today's Trucking Industry](https://blog.myarnoldteam.com/straight-talk/the-business-owners-guide-to-navigating-todays-trucking-industry) If you own a trucking business, things have been somewhat unpredictable throughout 2021 and heading... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/the-business-owners-guide-to-navigating-todays-trucking-industry) [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [Insurance](https://blog.myarnoldteam.com/straight-talk/tag/insurance), [workplace](https://blog.myarnoldteam.com/straight-talk/tag/workplace), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [business](https://blog.myarnoldteam.com/straight-talk/tag/business), [Bombproofing Your Business](https://blog.myarnoldteam.com/straight-talk/tag/bombproofing-your-business), [commercial risk assessment](https://blog.myarnoldteam.com/straight-talk/tag/commercial-risk-assessment), [ELPI](https://blog.myarnoldteam.com/straight-talk/tag/elpi) ## [What Can EPLI Do for Your Business?](https://blog.myarnoldteam.com/straight-talk/what-can-epli-do-for-your-business) Employment Practices Liability Insurance (EPLI) is important if you employ anyone through your... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/what-can-epli-do-for-your-business) [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [health](https://blog.myarnoldteam.com/straight-talk/tag/health), [employee](https://blog.myarnoldteam.com/straight-talk/tag/employee), [work from home](https://blog.myarnoldteam.com/straight-talk/tag/work-from-home), [Life Insurance](https://blog.myarnoldteam.com/straight-talk/tag/life-insurance), [employees](https://blog.myarnoldteam.com/straight-talk/tag/employees), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [Life](https://blog.myarnoldteam.com/straight-talk/tag/life), [business](https://blog.myarnoldteam.com/straight-talk/tag/business), [Whole Life Insurance](https://blog.myarnoldteam.com/straight-talk/tag/whole-life-insurance), [Term Life Insurance](https://blog.myarnoldteam.com/straight-talk/tag/term-life-insurance) ## [Why is Life Insurance Important for the Self-Employed?](https://blog.myarnoldteam.com/straight-talk/why-is-life-insurance-important-for-the-self-employed) Forbes Magazine reported in May 2020 that nearly 30 percent of Americans are self-employed, and... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/why-is-life-insurance-important-for-the-self-employed) [workman's comp](https://blog.myarnoldteam.com/straight-talk/tag/workmans-comp), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [injuries](https://blog.myarnoldteam.com/straight-talk/tag/injuries), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Claims](https://blog.myarnoldteam.com/straight-talk/tag/claims), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [business](https://blog.myarnoldteam.com/straight-talk/tag/business) ## [Worker's Comp Coverage: What You Should Know](https://blog.myarnoldteam.com/straight-talk/workers-comp-tips-for-your-business) It is every employer and business owner’s worst nightmare to have an employee injured on the job.... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/workers-comp-tips-for-your-business) [Cyber Security](https://blog.myarnoldteam.com/straight-talk/tag/cyber-security), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [Cyber](https://blog.myarnoldteam.com/straight-talk/tag/cyber), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance) ## [How to Protect Your Business with Cyber Liability Insurance](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-business-with-cyber-liability-insurance) Hackers around the world are looking for ways to defraud companies of all sizes. From large... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-business-with-cyber-liability-insurance) [statistics](https://blog.myarnoldteam.com/straight-talk/tag/statistics), [work](https://blog.myarnoldteam.com/straight-talk/tag/work), [workman's comp](https://blog.myarnoldteam.com/straight-talk/tag/workmans-comp), [workman's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workmans-compensation), [fatigue](https://blog.myarnoldteam.com/straight-talk/tag/fatigue), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [risks](https://blog.myarnoldteam.com/straight-talk/tag/risks), [workplace](https://blog.myarnoldteam.com/straight-talk/tag/workplace), [employee](https://blog.myarnoldteam.com/straight-talk/tag/employee), [injuries](https://blog.myarnoldteam.com/straight-talk/tag/injuries), [injury](https://blog.myarnoldteam.com/straight-talk/tag/injury), [work from home](https://blog.myarnoldteam.com/straight-talk/tag/work-from-home), [ergonomics](https://blog.myarnoldteam.com/straight-talk/tag/ergonomics), [employees](https://blog.myarnoldteam.com/straight-talk/tag/employees), [Stats](https://blog.myarnoldteam.com/straight-talk/tag/stats), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer) ## [3 Overlooked Workplace Risks](https://blog.myarnoldteam.com/straight-talk/overlooked-workplace-risks) June is National Safety Month and that means that the National Safety Council will be focusing... 1 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/overlooked-workplace-risks) Search for Content by Topic: - There are no suggestions because the search field is empty. ### Top Posts [Contact 800-397-2427](tel:800-397-2427) [Info@myarnoldteam.com](mailto:Info@myarnoldteam.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b) - [![Facebook ](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) © 2025 Arnold Insurance - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [Contact 800-397-2427](tel:800-397-2427) [info@arnoldic.com](mailto:info@arnoldic.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) © 2025 Arnold Insurance - [![Facebook](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) [Phone](tel:800-397-2427) [Email](mailto:info@arnoldic.com) [Get A Quote](https://www.arnoldic.com/quote)