--- title: Straight Talk - The Arnold Insurance Blog | Home description: Home | Straight Talk - Arnold Insurance blog with tips, stories & information. --- Contact Us [![Arnoldic](https://blog.myarnoldteam.com/hs-fs/hubfs/raw_assets/public/Arnoldic_August2022/images/new-header-image.png?width=413&height=135&name=new-header-image.png "Arnoldic")](https://www.arnoldic.com/) - [Company](https://www.myarnoldteam.com/) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - [Resources](https://www.arnoldic.com/) - [Straight Talk/Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106) - [Company](https://www.myarnoldteam.com/about) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - Resources - [Straight Talk | Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) - [Request a Quote](https://www.myarnoldteam.com/quote) ![shutterstock_1919408156-1](https://blog.myarnoldteam.com/hubfs/shutterstock_1919408156-1.jpeg) ### Straight Talk Posts about # Home [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [Vacation Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/vacation-home-insurance) ## [Managing a Rental Property? Make Sure You're Protected](https://blog.myarnoldteam.com/straight-talk/managing-a-rental-property-make-sure-youre-covered) Originally posted 9/30/21 - Updated 2/20/24 Managing rental property has changed over the years.... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/managing-a-rental-property-make-sure-youre-covered) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home) ## [9 Factors That Could Affect Your Homeowner's Insurance Premium](https://blog.myarnoldteam.com/straight-talk/9-factors-that-could-affect-your-homeowners-insurance-premium) Many factors could positively or negatively influence your homeowner’s insurance premium. Some of... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/9-factors-that-could-affect-your-homeowners-insurance-premium) [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [pets](https://blog.myarnoldteam.com/straight-talk/tag/pets) ## [New Pet? How to Puppy Proof Your Home](https://blog.myarnoldteam.com/straight-talk/new-pet-how-to-puppy-proof-your-home) There’s nothing quite like bringing a new puppy into the home to bring excitement and joy. It can... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/new-pet-how-to-puppy-proof-your-home) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Rental](https://blog.myarnoldteam.com/straight-talk/tag/rental), [buying](https://blog.myarnoldteam.com/straight-talk/tag/buying), [Rent](https://blog.myarnoldteam.com/straight-talk/tag/rent), [Renters](https://blog.myarnoldteam.com/straight-talk/tag/renters), [Townhouse](https://blog.myarnoldteam.com/straight-talk/tag/townhouse), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [First Time Home Buyers](https://blog.myarnoldteam.com/straight-talk/tag/first-time-home-buyers) ## [Renters vs. Homeowners Insurance: What's The Difference?](https://blog.myarnoldteam.com/straight-talk/renters-vs.-homeowners-insurance-whats-the-difference) All people need financial protection to guard against property damage, loss of personal items, and... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/renters-vs.-homeowners-insurance-whats-the-difference) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Protection](https://blog.myarnoldteam.com/straight-talk/tag/protection), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [vacation](https://blog.myarnoldteam.com/straight-talk/tag/vacation) ## [10 Tips for Protecting Your Home While You’re Away on Vacation](https://blog.myarnoldteam.com/straight-talk/10-tips-for-protecting-your-home-while-youre-away-on-vacation) You've worked hard, you've saved the money and now your vacation is all planned out.... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/10-tips-for-protecting-your-home-while-youre-away-on-vacation) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Cost](https://blog.myarnoldteam.com/straight-talk/tag/cost), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [Homeowners Insurance](https://blog.myarnoldteam.com/straight-talk/tag/homeowners-insurance) ## [Homeowner's Balancing Act: When Replacement Costs Exceed Market Value](https://blog.myarnoldteam.com/straight-talk/homeowners-balancing-act-when-replacement-costs-exceed-market-value) Many homeowners find the insured value of their homes to be a bit confusing, especially in... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/homeowners-balancing-act-when-replacement-costs-exceed-market-value) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [House](https://blog.myarnoldteam.com/straight-talk/tag/house), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home) ## [12 At-Home Summer Grilling Tips and Tricks](https://blog.myarnoldteam.com/straight-talk/12-at-home-summer-grilling-tips-and-tricks) The warmer temps and longer days mean grilling season is upon us once again. Whether you are... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/12-at-home-summer-grilling-tips-and-tricks) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [Flood Insurance](https://blog.myarnoldteam.com/straight-talk/tag/flood-insurance) ## [How to Prevent Flooding in Your Home](https://blog.myarnoldteam.com/straight-talk/how-to-prevent-flooding-in-your-home) Water is one of the most destructive forces on the planet. Unfortunately, your home is not excluded... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/how-to-prevent-flooding-in-your-home) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Tips](https://blog.myarnoldteam.com/straight-talk/tag/tips), [House](https://blog.myarnoldteam.com/straight-talk/tag/house), [Townhouse](https://blog.myarnoldteam.com/straight-talk/tag/townhouse), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home) ## [9 Simple Projects That Can Help Transform Your Home](https://blog.myarnoldteam.com/straight-talk/9-simple-projects-that-can-help-transform-your-home) Many people who want to transform their homes make the common mistake of thinking they need to... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/9-simple-projects-that-can-help-transform-your-home) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [Prepared](https://blog.myarnoldteam.com/straight-talk/tag/prepared), [Hazards](https://blog.myarnoldteam.com/straight-talk/tag/hazards), [safe](https://blog.myarnoldteam.com/straight-talk/tag/safe), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home) ## [How to Address Flood and Water Damage in Your Home](https://blog.myarnoldteam.com/straight-talk/how-to-address-flood-and-water-damage-in-your-home) Flood and water damage are incredibly destructive to homes and personal property alike.... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/how-to-address-flood-and-water-damage-in-your-home) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Winter](https://blog.myarnoldteam.com/straight-talk/tag/winter), [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home) ## [Don't Worry This Winter: How To Prep Your Home For Cold Weather](https://blog.myarnoldteam.com/straight-talk/dont-worry-this-winter-how-to-prep-your-home-for-cold-weather) Ready or not, winter is coming. For homeowners, this means it’s time to get busy making sure your... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/dont-worry-this-winter-how-to-prep-your-home-for-cold-weather) [Vehicle](https://blog.myarnoldteam.com/straight-talk/tag/vehicle), [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Car](https://blog.myarnoldteam.com/straight-talk/tag/car), [muli-policy](https://blog.myarnoldteam.com/straight-talk/tag/muli-policy), [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home) ## [9 Tips for Lowering Your Homeowners Insurance Premiums](https://blog.myarnoldteam.com/straight-talk/9-tips-for-lowering-your-homeowners-insurance-premiums) Homeowners’ insurance policies protect your most important investment—your home— from unexpected... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/9-tips-for-lowering-your-homeowners-insurance-premiums) Search for Content by Topic: - There are no suggestions because the search field is empty. ### Top Posts Prev [1](https://blog.myarnoldteam.com/straight-talk) [2](https://blog.myarnoldteam.com/straight-talk/tag/home/page/2) [Next](https://blog.myarnoldteam.com/straight-talk/tag/home/page/2) [Contact 800-397-2427](tel:800-397-2427) [Info@myarnoldteam.com](mailto:Info@myarnoldteam.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b) - [![Facebook ](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) © 2025 Arnold Insurance - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [Contact 800-397-2427](tel:800-397-2427) [info@arnoldic.com](mailto:info@arnoldic.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) © 2025 Arnold Insurance - [![Facebook](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) [Phone](tel:800-397-2427) [Email](mailto:info@arnoldic.com) [Get A Quote](https://www.arnoldic.com/quote)