--- title: Straight Talk - The Arnold Insurance Blog | safety description: safety | Straight Talk - Arnold Insurance blog with tips, stories & information. --- Contact Us [![Arnoldic](https://blog.myarnoldteam.com/hs-fs/hubfs/raw_assets/public/Arnoldic_August2022/images/new-header-image.png?width=413&height=135&name=new-header-image.png "Arnoldic")](https://www.arnoldic.com/) - [Company](https://www.myarnoldteam.com/) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - [Resources](https://www.arnoldic.com/) - [Straight Talk/Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106) - [Company](https://www.myarnoldteam.com/about) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - Resources - [Straight Talk | Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) - [Request a Quote](https://www.myarnoldteam.com/quote) ![shutterstock_1919408156-1](https://blog.myarnoldteam.com/hubfs/shutterstock_1919408156-1.jpeg) ### Straight Talk Posts about # safety [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [workplace](https://blog.myarnoldteam.com/straight-talk/tag/workplace), [employee](https://blog.myarnoldteam.com/straight-talk/tag/employee), [employees](https://blog.myarnoldteam.com/straight-talk/tag/employees), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [Construction](https://blog.myarnoldteam.com/straight-talk/tag/construction) ## [Workers Compensation: 1099 Employees & Workers Comp](https://blog.myarnoldteam.com/straight-talk/workers-compensation-1099-employees-workers-comp) Originally published April 26, 2022; updated March 4, 2025. Businesses are required by law to have... 4 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/workers-compensation-1099-employees-workers-comp) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [workman's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workmans-compensation), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance), [Farming](https://blog.myarnoldteam.com/straight-talk/tag/farming) ## [Agribusiness Insurance: What You Should Know About Cotton Gins](https://blog.myarnoldteam.com/straight-talk/agribusiness-insurance-what-you-should-know-about-cotton-gins) Without cotton, the world would be a very different place. After all, it is an agricultural leader... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/agribusiness-insurance-what-you-should-know-about-cotton-gins) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [Farming](https://blog.myarnoldteam.com/straight-talk/tag/farming), [Children](https://blog.myarnoldteam.com/straight-talk/tag/children) ## [Kids on the Farm: Safety Tips](https://blog.myarnoldteam.com/straight-talk/kids-on-the-farm-safety-tips) Farms offer abundant fun and education for children. Unfortunately, they offer plenty of danger as... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/kids-on-the-farm-safety-tips) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [Snow](https://blog.myarnoldteam.com/straight-talk/tag/snow), [covid19](https://blog.myarnoldteam.com/straight-talk/tag/covid19), [Winter](https://blog.myarnoldteam.com/straight-talk/tag/winter), [safe](https://blog.myarnoldteam.com/straight-talk/tag/safe), [coronavirus](https://blog.myarnoldteam.com/straight-talk/tag/coronavirus), [Ice](https://blog.myarnoldteam.com/straight-talk/tag/ice), [season](https://blog.myarnoldteam.com/straight-talk/tag/season) ## [Stay Inside, Stay Safe: 7 Cozy At-Home Winter Activities](https://blog.myarnoldteam.com/straight-talk/stay-inside-stay-safe-7-cozy-at-home-winter-activities) Baby, it’s cold outside! As winter weather digs in deep, it’s time to explore things you can do to... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/stay-inside-stay-safe-7-cozy-at-home-winter-activities) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [Family](https://blog.myarnoldteam.com/straight-talk/tag/family), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [House](https://blog.myarnoldteam.com/straight-talk/tag/house), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home) ## [12 At-Home Summer Grilling Tips and Tricks](https://blog.myarnoldteam.com/straight-talk/12-at-home-summer-grilling-tips-and-tricks) The warmer temps and longer days mean grilling season is upon us once again. Whether you are... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/12-at-home-summer-grilling-tips-and-tricks) [Home Insurance](https://blog.myarnoldteam.com/straight-talk/tag/home-insurance), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [Home](https://blog.myarnoldteam.com/straight-talk/tag/home), [Flood Insurance](https://blog.myarnoldteam.com/straight-talk/tag/flood-insurance) ## [How to Prevent Flooding in Your Home](https://blog.myarnoldteam.com/straight-talk/how-to-prevent-flooding-in-your-home) Water is one of the most destructive forces on the planet. Unfortunately, your home is not excluded... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/how-to-prevent-flooding-in-your-home) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [workman's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workmans-compensation), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance), [Construction](https://blog.myarnoldteam.com/straight-talk/tag/construction) ## [Working with Contractors: What are Bonds, and How Do They Work?](https://blog.myarnoldteam.com/straight-talk/working-with-contractors-what-are-bonds-and-how-do-they-work) If you are hiring, working with, or employing contract workers, it’s important to have construction... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/working-with-contractors-what-are-bonds-and-how-do-they-work) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Cyber Security](https://blog.myarnoldteam.com/straight-talk/tag/cyber-security), [Cyber](https://blog.myarnoldteam.com/straight-talk/tag/cyber), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance), [Comprehensive Cyber Insurance Guide](https://blog.myarnoldteam.com/straight-talk/tag/comprehensive-cyber-insurance-guide) ## [How to Protect Your Business from Social Engineering Cyber Threats](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-business-from-social-engineering-cyber-threats) Hackers are everywhere in the world today. They lurk, hidden by the anonymity of the World Wide... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-business-from-social-engineering-cyber-threats) [Fire](https://blog.myarnoldteam.com/straight-talk/tag/fire), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [safe](https://blog.myarnoldteam.com/straight-talk/tag/safe), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance) ## [Keep Your Business Safe: What to Have in Place for Fire Inspections](https://blog.myarnoldteam.com/straight-talk/keep-your-business-safe-what-to-have-in-place-for-fire-inspections) Keeping your business’s equipment in good working order is vital. Consequently, you need to ensure... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/keep-your-business-safe-what-to-have-in-place-for-fire-inspections) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [safe](https://blog.myarnoldteam.com/straight-talk/tag/safe), [risks](https://blog.myarnoldteam.com/straight-talk/tag/risks), [injury](https://blog.myarnoldteam.com/straight-talk/tag/injury), [Protection](https://blog.myarnoldteam.com/straight-talk/tag/protection), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance) ## [The Dangers of Hiring an Uninsured Subcontractor](https://blog.myarnoldteam.com/straight-talk/the-dangers-of-hiring-an-uninsured-subcontractor) Hiring a contractor without insurance limits your ability to remedy the damage caused by accidental... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/the-dangers-of-hiring-an-uninsured-subcontractor) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [Tips](https://blog.myarnoldteam.com/straight-talk/tag/tips), [safe](https://blog.myarnoldteam.com/straight-talk/tag/safe), [auto insurance](https://blog.myarnoldteam.com/straight-talk/tag/auto-insurance), [driver](https://blog.myarnoldteam.com/straight-talk/tag/driver), [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [auto](https://blog.myarnoldteam.com/straight-talk/tag/auto) ## [​​How to Protect Your Vehicle from Catalytic Converter Theft](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-vehicle-from-catalytic-converter-theft) Due to a combination of low car inventories at auto dealerships as well as the skyrocketing value... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-vehicle-from-catalytic-converter-theft) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [personal](https://blog.myarnoldteam.com/straight-talk/tag/personal), [auto](https://blog.myarnoldteam.com/straight-talk/tag/auto), [International Travel Insurance](https://blog.myarnoldteam.com/straight-talk/tag/international-travel-insurance), [Traveling](https://blog.myarnoldteam.com/straight-talk/tag/traveling) ## [Planning Your Summer Vacation? Consider Travel Insurance](https://blog.myarnoldteam.com/straight-talk/planning-your-summer-vacation-consider-travel-insurance) There is nothing like frigid temperatures and snow-covered landscapes to make you long for the... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/planning-your-summer-vacation-consider-travel-insurance) Search for Content by Topic: - There are no suggestions because the search field is empty. ### Top Posts Prev [1](https://blog.myarnoldteam.com/straight-talk) [2](https://blog.myarnoldteam.com/straight-talk/tag/safety/page/2) [Next](https://blog.myarnoldteam.com/straight-talk/tag/safety/page/2) [Contact 800-397-2427](tel:800-397-2427) [Info@myarnoldteam.com](mailto:Info@myarnoldteam.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b) - [![Facebook ](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) © 2025 Arnold Insurance - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [Contact 800-397-2427](tel:800-397-2427) [info@arnoldic.com](mailto:info@arnoldic.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) © 2025 Arnold Insurance - [![Facebook](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) [Phone](tel:800-397-2427) [Email](mailto:info@arnoldic.com) [Get A Quote](https://www.arnoldic.com/quote)