--- title: Straight Talk - The Arnold Insurance Blog | small business description: small business | Straight Talk - Arnold Insurance blog with tips, stories & information. --- Contact Us [![Arnoldic](https://blog.myarnoldteam.com/hs-fs/hubfs/raw_assets/public/Arnoldic_August2022/images/new-header-image.png?width=413&height=135&name=new-header-image.png "Arnoldic")](https://www.arnoldic.com/) - [Company](https://www.myarnoldteam.com/) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - [Resources](https://www.arnoldic.com/) - [Straight Talk/Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/01c532b0-a201-443b-8414-aa6d9c4e6106) - [Company](https://www.myarnoldteam.com/about) - [Why Arnold Insurance?](https://www.myarnoldteam.com/about) - [Leadership Team](https://www.myarnoldteam.com/copy-of-insurance-executives) - [Insurance Executives](https://www.myarnoldteam.com/team) - Locations - [Cape Girardeau](https://www.myarnoldteam.com/cape-girardeau) - [St. Louis](https://www.myarnoldteam.com/stlouis) - [Denver](https://www.myarnoldteam.com/denver) - [Jackson](https://www.myarnoldteam.com/jackson) - [Alexandria](https://www.myarnoldteam.com/alexandria) - [Scott City](https://www.myarnoldteam.com/scotty-city) - [Sikeston](https://www.myarnoldteam.com/sikeston) - [Phoenix](https://www.myarnoldteam.com/phoenix) - Personal - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Renters Insurance](https://www.myarnoldteam.com/renters) - [Boat Insurance](https://www.myarnoldteam.com/boat) - Commercial - [Business Owners Coverage](https://www.myarnoldteam.com/business-owners-policy) - [General Liability Coverage](https://www.myarnoldteam.com/general-liability) - [Property Coverage](https://www.myarnoldteam.com/commercial-property) - [Towing Coverage](https://www.myarnoldteam.com/towing) - [Bonding](https://myarnoldteam.propeller.insure/axelerator-public/) - [Health](https://www.myarnoldteam.com/group-health) - Resources - [Straight Talk | Blog](https://blog.myarnoldteam.com/straight-talk) - [Testimonials](https://www.myarnoldteam.com/?__hstc=243107421.e0f7ab11dab606bb386a0f5f4de1c634.1676410558906.1676410558906.1676410558906.1&__hssc=243107421.5.1676410558906&__hsfp=69714730) - [Bonus Tools](https://info.myarnoldteam.com/free-resources-from-arnold-insurance-company) - [Contact](https://www.myarnoldteam.com/contact) - [Request a Quote](https://www.myarnoldteam.com/quote) ![shutterstock_1919408156-1](https://blog.myarnoldteam.com/hubfs/shutterstock_1919408156-1.jpeg) ### Straight Talk Posts about # small business [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance) ## [6 Common Health Insurance Mistakes Employers Make (And How to Avoid Them)](https://blog.myarnoldteam.com/straight-talk/6-common-health-insurance-mistakes-employers-make) Choosing a group health plan isn’t just about ticking off a box on your HR to-do list. For most... 4 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/6-common-health-insurance-mistakes-employers-make) [health](https://blog.myarnoldteam.com/straight-talk/tag/health), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Business Start-Up Insurance](https://blog.myarnoldteam.com/straight-talk/tag/business-start-up-insurance), [group health](https://blog.myarnoldteam.com/straight-talk/tag/group-health) ## [Startups' Guide to Health Insurance: Finding the Right Fit](https://blog.myarnoldteam.com/straight-talk/startups-guide-to-health-insurance-finding-the-right-fit) Health insurance can be a tricky terrain for startups who are looking to provide their employees... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/startups-guide-to-health-insurance-finding-the-right-fit) [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [leadership](https://blog.myarnoldteam.com/straight-talk/tag/leadership), [TED Talks](https://blog.myarnoldteam.com/straight-talk/tag/ted-talks) ## [TED Talks By Business Leaders for Business Leaders](https://blog.myarnoldteam.com/straight-talk/ted-talks-by-business-leaders-for-business-leaders) Regardless of the type of business you're running, so much of your success will come down to your... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/ted-talks-by-business-leaders-for-business-leaders) [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [Insurance](https://blog.myarnoldteam.com/straight-talk/tag/insurance), [workplace](https://blog.myarnoldteam.com/straight-talk/tag/workplace), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [business](https://blog.myarnoldteam.com/straight-talk/tag/business), [Bombproofing Your Business](https://blog.myarnoldteam.com/straight-talk/tag/bombproofing-your-business), [commercial risk assessment](https://blog.myarnoldteam.com/straight-talk/tag/commercial-risk-assessment), [ELPI](https://blog.myarnoldteam.com/straight-talk/tag/elpi) ## [What Can EPLI Do for Your Business?](https://blog.myarnoldteam.com/straight-talk/what-can-epli-do-for-your-business) Employment Practices Liability Insurance (EPLI) is important if you employ anyone through your... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/what-can-epli-do-for-your-business) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Cyber Security](https://blog.myarnoldteam.com/straight-talk/tag/cyber-security), [Cyber](https://blog.myarnoldteam.com/straight-talk/tag/cyber), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance), [Comprehensive Cyber Insurance Guide](https://blog.myarnoldteam.com/straight-talk/tag/comprehensive-cyber-insurance-guide) ## [How to Protect Your Business from Social Engineering Cyber Threats](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-business-from-social-engineering-cyber-threats) Hackers are everywhere in the world today. They lurk, hidden by the anonymity of the World Wide... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/how-to-protect-your-business-from-social-engineering-cyber-threats) [Fire](https://blog.myarnoldteam.com/straight-talk/tag/fire), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [safe](https://blog.myarnoldteam.com/straight-talk/tag/safe), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance) ## [Keep Your Business Safe: What to Have in Place for Fire Inspections](https://blog.myarnoldteam.com/straight-talk/keep-your-business-safe-what-to-have-in-place-for-fire-inspections) Keeping your business’s equipment in good working order is vital. Consequently, you need to ensure... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/keep-your-business-safe-what-to-have-in-place-for-fire-inspections) [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [safe](https://blog.myarnoldteam.com/straight-talk/tag/safe), [risks](https://blog.myarnoldteam.com/straight-talk/tag/risks), [injury](https://blog.myarnoldteam.com/straight-talk/tag/injury), [Protection](https://blog.myarnoldteam.com/straight-talk/tag/protection), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [Commercial Insurance](https://blog.myarnoldteam.com/straight-talk/tag/commercial-insurance) ## [The Dangers of Hiring an Uninsured Subcontractor](https://blog.myarnoldteam.com/straight-talk/the-dangers-of-hiring-an-uninsured-subcontractor) Hiring a contractor without insurance limits your ability to remedy the damage caused by accidental... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/the-dangers-of-hiring-an-uninsured-subcontractor) [workman's comp](https://blog.myarnoldteam.com/straight-talk/tag/workmans-comp), [safety](https://blog.myarnoldteam.com/straight-talk/tag/safety), [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [worker's compensation](https://blog.myarnoldteam.com/straight-talk/tag/workers-compensation), [injuries](https://blog.myarnoldteam.com/straight-talk/tag/injuries), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Claims](https://blog.myarnoldteam.com/straight-talk/tag/claims), [worker's comp](https://blog.myarnoldteam.com/straight-talk/tag/workers-comp), [employer](https://blog.myarnoldteam.com/straight-talk/tag/employer), [business](https://blog.myarnoldteam.com/straight-talk/tag/business) ## [Worker's Comp Coverage: What You Should Know](https://blog.myarnoldteam.com/straight-talk/workers-comp-tips-for-your-business) It is every employer and business owner’s worst nightmare to have an employee injured on the job.... 2 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/workers-comp-tips-for-your-business) [Cape Girardeau](https://blog.myarnoldteam.com/straight-talk/tag/cape-girardeau), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [Alexandria, Louisiana](https://blog.myarnoldteam.com/straight-talk/tag/alexandria-louisiana), [Poteau, Oklahoma](https://blog.myarnoldteam.com/straight-talk/tag/poteau-oklahoma), [Denver, Colorado](https://blog.myarnoldteam.com/straight-talk/tag/denver-colorado), [Franklin, Tennessee](https://blog.myarnoldteam.com/straight-talk/tag/franklin-tennessee), [Phoenix, Arizona](https://blog.myarnoldteam.com/straight-talk/tag/phoenix-arizona), [Nashville, Tennessee](https://blog.myarnoldteam.com/straight-talk/tag/nashville-tennessee), [Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/small-business-insurance), [Arnold Insurance Small Business Insurance](https://blog.myarnoldteam.com/straight-talk/tag/arnold-insurance-small-business-insurance) ## [The Small Business Guide to Proper Insurance Coverage \[eBook\]](https://blog.myarnoldteam.com/straight-talk/the-small-business-guide-to-proper-insurance-coverage-ebook) The feeling of pride you get from starting your own small business is beyond comparison. You... 1 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/the-small-business-guide-to-proper-insurance-coverage-ebook) [small business saturday](https://blog.myarnoldteam.com/straight-talk/tag/small-business-saturday), [business owner](https://blog.myarnoldteam.com/straight-talk/tag/business-owner), [Tips](https://blog.myarnoldteam.com/straight-talk/tag/tips), [shop](https://blog.myarnoldteam.com/straight-talk/tag/shop), [local](https://blog.myarnoldteam.com/straight-talk/tag/local), [Acuity](https://blog.myarnoldteam.com/straight-talk/tag/acuity), [community](https://blog.myarnoldteam.com/straight-talk/tag/community), [small business](https://blog.myarnoldteam.com/straight-talk/tag/small-business), [focus](https://blog.myarnoldteam.com/straight-talk/tag/focus), [holiday](https://blog.myarnoldteam.com/straight-talk/tag/holiday), [business](https://blog.myarnoldteam.com/straight-talk/tag/business) ## [Tips For Small Business Saturday](https://blog.myarnoldteam.com/straight-talk/small-business-saturday) In 2018, 42% of Americans said they shopped or dined at local independently-owned businesses on... 3 minute read [Read More](https://blog.myarnoldteam.com/straight-talk/small-business-saturday) Search for Content by Topic: - There are no suggestions because the search field is empty. ### Top Posts [Contact 800-397-2427](tel:800-397-2427) [Info@myarnoldteam.com](mailto:Info@myarnoldteam.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [![Request A Quote](https://no-cache.hubspot.com/cta/default/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b.png)](https://cta-redirect.hubspot.com/cta/redirect/8185661/22553026-7a22-4dd6-a529-8d6be5f4959b) - [![Facebook ](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) © 2025 Arnold Insurance - Quick Links - [Home Insurance](https://www.myarnoldteam.com/home-insurance) - [Auto Insurance](https://www.myarnoldteam.com/auto) - [Commercial Insurance](https://www.myarnoldteam.com/commercial) - [Request a Quote](https://www.myarnoldteam.com/quote) [Contact 800-397-2427](tel:800-397-2427) [info@arnoldic.com](mailto:info@arnoldic.com) Headquarters [875 North Kingshighway Blvd Cape Girardeau, MO 63701 ](https://g.page/cape-aic?share) © 2025 Arnold Insurance - [![Facebook](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/facebook%20(1).png)](https://www.facebook.com/ArnoldCompany) - [![Linkedin](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/linkedin%20(1).png)](http://www.linkedin.com/company/arnoldcompany) - [![Instagram](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/instagram%20(1).png)](http://www.instagram.com/arnoldcompany) - [![Twitter](https://blog.myarnoldteam.com/hubfs/Arnoldic_August2022/images/twitter%20(1).png)](https://twitter.com/arnoldcompany) [Phone](tel:800-397-2427) [Email](mailto:info@arnoldic.com) [Get A Quote](https://www.arnoldic.com/quote)