Summer is here, and that means it’s time for long drives, scenic road trips, and family vacations. Whether you're planning a weekend on the coast, a cross-country adventure, or just cruising to the nearest lake, summer journeys come with their own unique set of thrills and, yes, risks.
Here’s everything you need to know to ensure your auto insurance is as ready for summer as you are.
If the open road feels a little busier during the summer months, it’s not just your imagination. Summer is peak driving season, and more cars on the road mean more chances for accidents. Here’s why:
With all of these added nuances, it makes sense to take a closer look at your auto insurance policy before you hit the highway.
Before you start packing the car, pull out your insurance policy (or log into your account). Here are the key areas you should review to make sure you’re covered for every stoplight, pit stop, and scenic detour:
Does your policy provide enough protection in case you’re responsible for an accident? Medical bills, vehicle damage, lawsuits… they can all add up fast. Make sure your liability limits are sufficient to safeguard you financially.
Your car might take a few hits on those summer roads. Whether it’s a fender bender on a crowded highway or hail damage during a sudden storm, collision and comprehensive coverage ensure your repairs don’t come straight out of pocket.
Not every driver carries adequate insurance. (Yikes, we know!) This coverage ensures you’re protected if you’re hit by someone with insufficient insurance or none at all.
Flat tire? Engine troubles? Locked yourself out of the car? (It happens to the best of us!) Roadside assistance is a lifesaver during summer travels and long-distance trips.
If your car lands in the shop following an accident, rental reimbursement coverage makes sure you’re not left stranded. You can get a temporary set of wheels without extra expense, so your summer plans continue uninterrupted.
Here’s another factor to think about: has anything changed in your life recently? Big or small, life changes often require adjustments to your auto insurance.
Even small updates could mean changing your coverage or saving you money with discounts. Don’t overlook this step, especially before the busy summer driving season.
Smart insurance is only part of the equation. Safe driving habits and a well-maintained vehicle can go a long way in making your summer adventures stress-free. For all you road warriors, here’s a quick checklist:
We get it, auto insurance might not be the most exciting part of your summer prep. But making the wrong call on your policy could leave you regretting it later. Keep an eye out for these common mistakes:
Shopping for insurance doesn’t have to feel like a chore. At Arnold Insurance, we believe in making it simple, personalized, and stress-free. Here’s how we can help before your next big adventure:
We’re here to protect what matters to you most, whether it’s your family, your ride, or your peace of mind.
Summer is all about enjoying the open road and making memories—not worrying about "what ifs." By taking the time to review your auto insurance now, you’ll set yourself up for a safer, smoother season.
Got questions about your coverage? Want to know if your policy is road-trip-ready? Reach out to Arnold Insurance today and enjoy total peace of mind before you start your engine.
After all, your summer adventure deserves the very best start.