
Straight Talk
Captive Insurance: A Smarter Way for Businesses to Manage Risk
When was the last time you looked at your insurance premiums and thought, Why does this cost so...
4 minute read
Does Your Property Insurance Cover Weather-Related Damages?
For homeowners, property managers, and small business owners, understanding property insurance is...
4 minute read
Workers Compensation: 1099 Employees & Workers Comp
Originally published April 26, 2022; updated March 4, 2025. Businesses are required by law to have...
4 minute read
Strategies for Securing the Right Coverage in a Challenging Property Market
The property market is no stranger to challenges. With rising property values, soaring repair...
4 minute read
When to Consider a Broker of Record Change: Signs It’s Time to Switch
Is your current insurance broker truly meeting your business needs? If you’ve never thought to ask...
3 minute read
How to Mitigate Risks and Protect Your Towing Business From Liability
Owning a towing business isn’t for the faint of heart. From navigating busy highways to managing...
3 minute read
Thriving in a Hard Market: How the Right Broker Can Be Your Greatest Asset
If you’ve noticed your insurance rates skyrocketing or policies becoming stricter, you may be...
3 minute read
Common Types of Commercial Bonds and When Your Business Might Need Them
For small business owners, contractors, and entrepreneurs, navigating the complexities of running a...
3 minute read
Commercial General Liability vs. Professional Liability: Know the Difference
Originally published 2/21/2024; updated 1/20/2025 Whether you are a business owner, contractor, or...
1 minute read
General Liability vs Workers' Compensation Audits: Key Differences Explained
Business insurance audits can feel overwhelming, but they are essential for maintaining accurate...
3 minute read
New Year, New Insurance: 5 Areas to Review
As we step into the New Year, there’s a certain satisfaction in starting with a clean slate. While...
3 minute read