Straight Talk - The Arnold Insurance Blog

What Type of Insurance Would Saint Nick Pick?

Written by Marcus Harris | Dec 14, 2020 3:30:00 PM

Here at Arnold Insurance, we love the holiday season! So much so that we started to wonder about our old pal, Saint Nick, and his insurance needs. Here are the personal recommendations we recently provided to our jolly friend.

Auto Insurance for His Sleigh and Reindeer

Santa’s ride might not have wheels or a motor the way traditional vehicles do, but that doesn’t mean he can leave the sleigh and reindeer unprotected. After all, accidents are bound to happen traveling across the entire world in one night.

Whether ole’ Saint Nick collides with a bird or a reindeer twists his ankle and can’t fly on Christmas night, Arnold Insurance will step in to save Santa’s sleigh and his reindeer. We would recommend that he sign up for collision insurance to protect his investment and the hearts of children across the world. Should Santa need to make a claim after his one day of driving each year, Arnold Insurance will settle it quickly and provide him with the funds he needs to ensure the sleigh and reindeer are ready for the next holiday season.

Commercial Coverage for the Toy Factory

Even though Santa’s toy factory is one of the happiest places in the world, it would only take a harsh North Pole blizzard for the roof to cave in, ruin a lot of toys, and break a lot of hearts. Saint Nick also has to consider the matter of quality control. Should a toy that one of his elves made injure a child, the parents just might decide to sue Santa. Commercial insurance from Arnold Insurance protects the entire toy factory from financial ruin while also protecting dear Santa Claus from personal lawsuits.

Workers’ Compensation for the Elves

Santa’s elves work extremely hard preparing millions of toys for delivery on Christmas night. Because Santa appreciates his elves and wants to do right by them, we would recommend a workers’ compensation policy to cover all elves who work in his toy factory. With workers’ compensation in place, no elf has to worry that he won’t be able to feed his kids because he smashed his hand with a hammer and can’t work for a while.

Life Insurance for Santa and Mrs. Claus

Santa and Mrs. Claus have lived for hundreds of years already, but even the lives of kind and loving people must come to an end. The best way that Mr. and Mrs. Claus can show that they care for each other is to invest in life insurance from Arnold Insurance. With the added boost of a life insurance payout, the surviving Claus can keep the North Pole toy shop going for many more years.

Property Insurance for the North Pole

We understand that Santa has quite a spread there at the North Pole. Between the Claus home, toy shop, reindeer stables, and homes for the elves, Saint Nick has a big responsibility to keep it all safe. Since even Santa Claus understands that accidents can happen to anyone, he would be wise to follow our advice to sign up for full property insurance.

Senior Benefits for Santa and Mrs. Claus

Although Santa has never publicly disclosed his age and says he has no plans to retire, we think it’s a safe bet to say he and Mrs. Claus are in their senior years. We appreciate and respect our senior customers here at Arnold Insurance, which is why we offer a variety of plans. We work with you to find a plan that works best for you. 

Home/Dwelling Coverage

Santa doesn’t have time to worry about what would happen if a giant Christmas tree fell on his house and destroyed it. With property insurance that includes a homeowners’ policy, Saint Nick can continue making kids happy while we take care of repairing the damage.

Arnold Insurance is Here for You Too

If we can meet the huge insurance needs of Santa Claus, just think what we can do for your business or family. We invite you to contact Arnold Insurance today for more information or to request a quote. Our entire team wishes you a happy holiday season!