Know Before You Go: Is Your Insurance Ready To Go with You to Mexico?

You’re up for an adventure, and the Mexican border is just a three-hour drive from Phoenix. With such a short drive, you and your friends could spend the day shopping or sightseeing in Mexico and be back in time to watch The Bachelor or the big game. Before you take off, we should mention that you need your passport to hangout across the border, no matter how short of a time you plan to stay. You’re going to need to check on car insurance too.

Although Mexico will gladly accept your tourist pesos, you could have problems if you need to file a car insurance claim after being out of the country. Mexico might be a 180-minute drive, but you know how these things go. Regulations and all. The good news is that here at Arnold Insurance Company (AIC) will let you know just what you need.

Car Insurance Laws Are Different in Mexico

Our neighbor to the south gets to take credit for why you need separate auto insurance coverage in Mexico. Laws in that country require drivers to have at least the minimum amount of insurance and to obtain their policy through a Mexican insurance company. This explains why you can drive your car to Canada without getting a separate policy but need country-specific auto insurance coverage in Mexico.

Most auto insurance companies, including AIC in Phoenix, Arizona, provide vehicle coverage when drivers venture a short distance into Mexico. The bummer is that standard car insurance will not provide liability coverage should you cause an accident while visiting Mexico.

AIC in Arizona knows you don’t want the nasty surprise of coming home from your jaunt across the border to a denied claim or news that a citizen of Mexico wants to sue you for damages. You can easily avoid this drama by purchasing a temporary auto insurance policy to cover your time in Mexico.

here's what you need to know before you go 

Because the Phoenix branch of Arnold Insurance is so close to the Mexican border, we offer auto insurance coverage for Mexico upon request. Brandon Shipman can answer your questions and get your temporary policy set up quickly so as not to cut into your travel time. Here are some other things to keep in mind:

• Mexican auto insurance is 100 percent necessary when driving in Mexico.
• We partner with many carriers of Mexican auto insurance that give you up to 100 miles of driving into Mexico.
• When planning your trip down, please remember to contact us to have our team review your coverage beforehand so we can ensure you are properly protected.
• Specific policies like this can be purchased per diem just for the specific days you will be driving there. 
• Mexico has some of the strictest insurance and driving regulations in the world... Be smart and get prepared before your trip!

need this insurance for your trip? We've got you covered

Brandon Shipman is available to help with your out-of-country auto insurance needs today. If you're in the state of Arizona, you can contact him here. Not in this area? No worries, click the button below for more information on temporary auto insurance.